GENERAL REQUIREMENTS
For your project, you must show the following initially for any investor to be interested: –
The project sum requested should be in USD, Euros or GBP.
1. A strong management team.
2. A viable business plan.
3. Good growth potential.
4. Government Guarantees, Bank Guarantees, Memoranda of Understanding & Sales Contracts usually guarantee success in obtaining funding
5. Ability to create value.
6. Ability to generate cash with acceptable projected net income.
7.Proven technology (if it is an alternative energy project).
8. A clearly defined exit strategy (unless it is a build/hold and operate).
9. Corruption of any sort, Money Laundering, bribes and kick-backs are not tolerated under any circumstances and usually result in termination of funding contracts.
10. Your Application for funding is very similar in requirements to what you would expect when applying for a bank loan. In other words, this is NOT a free money programme as collateral costs would apply as with any bank loan. The collateral costs are in the form of an SBLC, and this is explained further down.
GENERAL COSTS & LOAN PROCEDURE
LOAN PROCEDURES TO ACQUIRE BUSINESS LOAN FROM OUR INSTUTITION.
1. Loan Application Submission
To initiate the loan application process, the applicant/borrower must submit the following documents:
• A copy of the loan application letter addressed to us (refer to the provided template that will be given).
• A comprehensive and detailed business plan.
• A completed Customer Information Profile (CIP) form (to be given).
• Financial statements, including income statement, balance sheet, statement of retained earnings, and statement of cash flows.
• A copy of the applicant’s international passport and national ID.
• Facial verification of the applicant (refer to the provided link for a sample that will be given).
• Company/business registration documents.
• Relevant tax documents.
• Two recent utility bills showing the applicant’s office and home addresses.
• A good standing certificate from the applicant’s bank, if available.
• Signed copies of these procedures.
2. Initial Document Review
Within two (2) banking days after receiving the required loan documents, we will forward them to our finance and legal team for professional verification and processing.
Key Highlights of the Zero Fees Process:
No upfront payments required – The applicant does not need to pay any processing or legal fees before approval.
All costs will be deducted from the loan after approval – This ensures a transparent and risk-free financing process.
Our legal and financial teams will assess:
• The authenticity of the submitted documents.
• The viability and feasibility of the business plan.
• Compliance with regulatory requirements.
3. Loan Application Outcome
Within ten (10) business days after review:
• If rejected, the applicant will receive a formal rejection letter, and all submitted documents will be securely discarded from our system.
• If approved, a formal loan approval letter and a Letter of Intent (LOI) will be sent to the applicant for signing and stamping.
4. Loan Contract & Final Validation
Within three (3) banking days after receiving the signed Letter of Intent, we will issue the full corporate loan contract for the applicant to review, sign, and return.
Once all parties have signed the contract, the loan transaction will be legally validated.
5. Final Loan Disbursement
Within three (3) banking days after signing the loan contract, the lender will initiate the loan disbursement via Swift MT103 to the borrower’s bank account.
Zero upfront fees – All applicable processing costs, including legal, administrative, and handling charges, will be deducted from the approved loan amount before disbursement.
6. Annual Loan Interest Payment
At the end of the first year (plus any applicable grace period), the borrower must transfer 6.3% of the total loan value as the annual interest fee. This payment must be made via Swift MT103 to the lender’s designated bank account as specified in the loan contract.
Ineligible Countries
The following countries are not eligible for this financing offer. If your country is listed, kindly contact us for alternative financing options:
Afghanistan, Algeria, Angola, Azerbaijan, Bangladesh, Barbados, Belarus, Benin, Bolivia (Plurinational State Of), Bosnia and Herzegovina, Bouvet Island, Burkina Faso, Burundi, Cameroon, Central African Republic, Chad, Comoros, Congo, Congo (Democratic Republic of the), Côte d’Ivoire, Cuba, Djibouti, Dominican Republic, Egypt, El Salvador, Equatorial Guinea, Eritrea, Eswatini,
Gabon, Gambia, Georgia, Ghana, Guatemala, Guinea, Guinea-Bissau, Haiti, Honduras, Iran (Islamic Republic of), Iraq, Kazakhstan, Korea (Democratic People’s Republic of), Kyrgyzstan, Lao People’s Democratic Republic, Lebanon, Liberia, Libya, Madagascar, Mali, Mauritania, Moldova (Republic of), Mozambique, Myanmar, Nicaragua, Niger, Nigeria, Pakistan, Palestine (State of), Papua New Guinea, Russian Federation, Senegal, Sierra Leone, Somalia, South Sudan, Sudan, Suriname, Syrian Arab Republic, Tajikistan, Turkmenistan, Uganda, Ukraine, Uzbekistan, Venezuela (Bolivarian Republic of), Western Sahara, Yemen, Zimbabwe.
• The maximum duration of the business loan shall be 10 years, with an annual interest rate of 6.3%. The applicant will repay the principal loan amount at the end of the loan term.
• Unauthorized communication or inquiries by any party or their representatives (including lawyers or business partners) directed to the bank or intermediaries involved in this transaction are strictly prohibited. Such actions will result in the termination of the DOA (Deed of Agreement) contract.
• Submitting forged or unauthentic loan application documents to our legal team is a criminal offense (fraud). Legal actions will be pursued in response to such behaviour.
• We offer a grace period for your loan ranging from 6 months to 1 year, depending on the nature of your business/project and the loan duration. This is a balloon loan arrangement, where the borrower pays only the interest annually, with the principal repaid at the end of the loan term.
• Any private communication, meetings, or contact by the applicant, lender, investor, or their representatives, without the knowledge and consent of all parties involved, is strictly prohibited. Such actions will result in the termination of the DOA contract.
SCHEDULES FOR LOAN VALUE AND LOAN PROCESSING FEES TO FACILITATE THE BUSINESS LOAN
|
Business Loan Face Value |
Deductible Loan Charges. |
|
(USD/EUR/GBP) |
LOAN PROCESSING FEES |
|
1M – 5M |
180,500.00 |
|
6M – 10M |
425,800.00 |
|
11M – 20M |
650,900.00 |
|
21M – 50M |
810,400.00 |
|
51M – 100M |
1,113,000.00 |
|
101M – 200M |
1,201,000.00 |
|
201M – 500M |
1,510,400.00 |
|
501M – 999M |
1,821,200.00 |
|
1B – 5B |
2,201,000.00 |
Project Financing Facilitators are Intermediaries and Introducers. A Non – Circumvent, Non-Disclosure Agreement will have to be signed with us as well as a Payout Agreement. We charge two percent (2 %) of the loan amount payable within 72 hours of receiving the loan amount(s). We also charge a non-refundable fee of US$500.00 to review your documents thoroughly ensuring that it is fit for submission and then forward them to the funding agency. This fee will be paid to our PayPal account.
Please contact us by email, Whatsapp or Telephone if you wish to apply and further instructions will be issued.